Call Us 254-235-8000 Español ☰ ˟
Logo
Call Us 254-235-8000 Español
  • Home
  • Get a Quote
    • Auto Insurance Quote
    • Bond Request Form
    • Business & Commercial Insurance HomeImage of right arrow
      • General Liability Quote Form
      • Workers Compensation Quote
      • Business Owners (BOP) Quote Form
    • Commercial Auto Insurance Quote
    • Homeowners Insurance Quote
    • Motorcycle Insurance Quote
    • Recreational Vehicle Insurance Quote
    • Renters Insurance Quote
    • Specialty Auto Insurance Quote
  • Products
    • AutomobileImage of right arrow
      • Automobile Insurance Home
    • HomeownersImage of right arrow
      • Homeowners Insurance Home
    • RentersImage of right arrow
      • Renters Insurance Home
    • MotorcycleImage of right arrow
      • Motorcycle Insurance Home
    • Business & CommercialImage of right arrow
      • Business & Commercial
      • Business Owners Policy (BOP)
      • General Liability Insurance
      • Workers Compensation
    • BondsImage of right arrow
      • Bonds Home
    • Recreational VehicleImage of right arrow
      • Recreational Vehicle Insurance Home
    • Specialty AutomobileImage of right arrow
      • Specialty Automobile Insurance Home
    • Commercial Auto InsuranceImage of right arrow
      • Commercial Auto Insurance Insurance Home
  • Blog
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About Us
    • Location(s)
    • Privacy Policy
  • Contact Us
    • Contact Us
    • Join our Newsletter
Home > Blog > 3 Big Reasons to Buy Renters Insurance
TUESDAY, DECEMBER 7, 2021

3 Big Reasons to Buy Renters Insurance

Renters insurance isn't always something people seek out. It seems like an expense you may not want to have. However, there are some key benefits to having this type of insurance in place. The most obvious reason is that your landlord's insurance isn't going to cover your own property in the event of a fire or flood; plus, your landlord’s insurance will not provide you with protection should someone get injured within your apartment. Beyond this, there are several key reasons why you don't want to put off purchasing renters insurance.a for rent sign in front of a house 

#1: Renters Insurance Offers a Significant Amount of Protection 

Most renters don't realize the amount of risk they face that isn't specifically covered under a property owner's policy. But renters insurance can help cover many types of risk, including: 

  • Fire or lightning 

  • Ice, snow and sleet 

  • Damage from interior water-related incidents, such as from broken pipes 

  • Smoke 

  • Theft 

  • Vandalism or malicious mischief 

  • Damage from aircraft or vehicles 

  • Explosions 

  • Falling objects 

  • Hail and windstorm damage 


It’s important to look at your policy to see what specifically is listed. Some policies have specific exclusions too, such as for floods and earthquakes. 

#2: You'll Appreciate the Liability Coverage 

Renters insurance provides liability coverage to you. This includes instances when someone else is hurt as a result of your actions or inactions. These legal expenses can be very high otherwise. Many policies provide up to $100,000 (but this will range depending on your policy), plus more for medical payments coverage. You may also want to consider an umbrella policy that can further extend your coverage. If someone falls or trips on a cord and is seriously hurt, you'll appreciate this component of your policy. 

#3: It Can Help When You’re Traveling 

Renters insurance is also helpful because it can help cover your personal belongings while you are traveling. This includes your belongings within your home or car. If you face a theft loss, for example, from your car, this policy can help cover it. Be sure to check exclusions for this specific need as well. 

Renters insurance is sometimes required by landlords. Even when it is not, it can be a worthwhile investment for renters. 

Are you covered? Call Vista Insurance at 254-235-8000 for more information on renters insurance. 
Posted 10:31 AM

Tags: renters, insurance, coverage, belongings
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021

  • insurance(16)
  • coverage(14)
  • auto(7)
  • policy(5)
  • car(5)
  • homeowners(4)
  • accident(4)
  • commercial(3)
  • belongings(3)
  • renters(3)
  • vehicles(2)
  • liability(2)
  • employee(2)
  • professional(1)
  • home insurance(1)
  • lapse(1)
  • commercial auto(1)
  • general(1)

View Mobile Version
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Home| Get A Quote| Customer Service| Blog| About Us| Contact
2800 West Waco Dr. | Waco Tx, 76710
P: 254-235-8000 | E: info@vistainsuranceagency.com
Social Social
Logo

Powered by Insurance Website Builder